Credit Loan FAQs

When it comes to apply for a loan, whether it is a Home Loan or an Auto / Car Loan or a Student Educational Loan or a Personal Loan, consumers have lots of questions in their mind to be clarified, which might be very basic or complicated in nature. Here is an endeavor by us to give as many as possible information, in terms of frequently asked questions on the different types of credit loans.

Readers can find the answers given here on the given loan topics as valuable basic information to choose the best deal among the wide range of existing loans offered in the market!

Student Loan FAQs
- For what type of study programs can educational or student loans can be availed?
- What are the eligibility conditions for getting a student loan?
- What are the costs covered in educational loans?
- Does one needs to provide any security for availing student or educational loan?
Personal loan FAQs
- What is the exact meaning of Personal loan?
- What is the interest rate of personal loan?
- What is the possible re-payment period?
- What are the eligibility conditions for getting personal loans?
- Is a guarantor required for getting a personal loan?
- What is the difference between a personal loan & credit card?
Home Loan FAQs
- Home Purchase Loans
- Existing Home Improvement Loans
- Home Construction Loans
- Home Extension Loans
- Home Conversion Loans
- Land Purchase Loans
- Bridge Loans
- Balance Transfer Loans
- Refinance Loans
- Stamp Duty Loans
- Loans for NRIs and more
Auto / Car loan FAQs
- What makes of cars does the car loan providers offer?
- Can my spouse's income be included for calculating the loan amount?
- Do I have the option of choosing a fixed or floating rate for the car loan?
- What is the repayment schedule like?
- What is EMI and how is it calculated for a car loan?
- What Security do I have to give for availing the Car Loan?