HSBC Home loan

1. Fixed rate mortgages

   Key Features of fixed rate mortgages
   
   
   • HSBC Bank offers unique mortgage solution for owning a home in UK whose Interest rate is fixed until a specific date. Provides security - fixed monthly payments help with budgeting for the duration of the fixed rate period.
     
     
   • No extended tie-ins - at the end of the fixed rate period, you will automatically transfer to our HSBC variable rate. You can also choose another fixed, discount or tracker rate.

2. Tracker rate mortgages

   Key Features of Tracker rate mortgages
   
   
   • A variable rate that follows the Bank of England base rate.
   • You will pay an agreed percentage above the Bank of England base rate for the term of the loan.
   • Your payments will go up or down in line with changes to the base rate.
   • No charge for making overpayments each month or lump sum reductions.
   • No tie-ins or early repayment charges.

3. Discount rate mortgages

   Key Features of Discount rate mortgages
   
   
   • Discount on the HSBC variable rate - this will be agreed for a specific period at the start of the mortgage.
   • Lower monthly payments - during the term of the discount rate.
   • Interest charged daily - the fairest method.
   • You may increase your standard monthly payment by up to 20% during the discount rate period,
   • without incurring an early repayment charge.

4. Specialist mortgages

   Key features of Specialist Mortgages
   
   
   • HSBC Bank offers friendly mortgage solution to the individuals of different arenas. These solutions are:
     
     
     1. Graduate Mortgage
     2. HSBC Premier
     3. Buy to Let Mortgage
     4. Amanah Finance
     5. Offset Mortgage
     6. Bank Account Plus
     7. Marine Mortgage