Southern Pacific Mortgages

Southern Pacific Mortgages is a non-conforming specialist lender. Southern Pacific started in 1996 and it has expanded to become one of the UK's top 20 lenders. In 2003 it was awarded a Financial Adviser Five Star Service Award for its mortgages which are currently sold via a limited number of specialist mortgage packagers. It currently employs over 450 staff in London and High Wycombe.

Its products are available to mortgage intermediaries. Intermediaries are organizations or individuals that specialize in arranging mortgages for their customers via a range of mortgage providers, but who do not provide mortgages themselves. Southern Pacific offers mortgages at different rates depending on which mortgage product you choose and also which risk category you fall into. Southern Pacific offers mortgages at different rates depending on which mortgage product you choose and also which risk category you fall into. Your category will be determined by your credit history such as previous arrears and. The different types are listed below:

Near Prime
Minor Adverse
Light Adverse
Medium Adverse
Heavy Adverse
Fast Track

Southern Pacific also deals with Buy-to-let and Right-to-Buy mortgages. There is an arrangement fee and a higher lending charge applicable on all of Southern Pacific's mortgages.

For further details, click on the following link:
Southern Pacific Mortgages

Southern Pacific Mortgages

Near Prime

Minor Adverse

Light Adverse

Medium Adverse

Heavy Adverse

Fast Track